Travel Insurance

We highly recommend buying travel insurance, and every confirmation packet we send out includes a brochure for Travelex travel insurance. Before working full time at this job, I used to think it was unnecessary and a waste of money. But now I think otherwise. Not because I have personally needed travel insurance to cover my losses, but because I have seen so many others need it, including 2 last-minute international trip cancellations in the past month. It's heartbreaking for me - I can only imagine how it is for them.

I have also learned that trip insurance actually isn't all that expensive. The cost of the insurance depends on your age and the price of the trip. For a $2500 trip, 1-31 days in length, a woman 35-60 pays $178. This will reimburse not only for the cost of the trip expense, but for the plane ticket as well. The insurance also covers things that aren't even if you cancel - rental car damage, lost baggage, missed flight connections, and medical benefits to name a few.

If you don't want to pay for complete coverage, there is an option for emergency medical benefits ($500,000), which also includes coverage for lost baggage, rental car damage, and missed connections or flight schedule changes,etc. Anne, our guide going to Nepal, just got this insurance for $45, and that includes an $8 processing fee! That's less than 2% of the entire trip cost. True - she may not need it, but isn't this the case of having any insurance? It is a small amount of money to cover large expenses if she should need them. Plus, there is a peace of mind that goes with having emergency medical benefits and travel insurance. Isn't that worth the price? -- deb